Loan Against Car

    Loan Against Car
    Cash Without Selling It

    Unlock the value of your existing car. Get instant cash with minimal documentation while you continue to drive your vehicle. Rates from 11.99% p.a. with 24-hour approval.

    From 11.99% p.a.
    Competitive rates
    24h Approval
    Quick disbursal
    Up to 200% Value
    Of your car's value
    Keep Driving
    Car stays with you
    Call Expert
    Loan Against Car 3D Mascot Character
    Finonest mascot with cash in hand beside a Hyundai Verna
    Finonest mascot driving his own Tata Harrier after a loan against car
    200%
    Car Value
    24h
    Approval
    11.99%
    Starting Rate
    Trusted Partners

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    Loan Overview

    Loan Against Car at a Glance

    Loan Amount
    Up to 200% of car value
    Interest Rate
    From 11.99% p.a.
    Approval
    24 Hours
    Tenure
    Flexible
    Paperwork
    Minimal
    Your Car
    Stays with you

    Eligibility Criteria

    Fast approval check

    • Indian resident aged 21–65 years
    • Car registered in the applicant's name
    • Salaried or self-employed with a regular income
    • Car in good running condition with valid insurance
    • Credit score 650+ preferred
    • No major overdues on existing loans

    Documents Required

    100% paperless process

    • Identity Proof (Aadhaar Card, PAN Card)
    • Address Proof (Utility Bill, Passport)
    • RC Book & valid car insurance
    • Income Proof (salary slips or ITR)
    • Bank Statements (last 6 months)
    • Passport size photographs
    Cash In Hand

    Need Cash Against Your Car?

    Apply online and get a decision in 24 hours. We compare our partner lenders to find you a competitive rate.