Loan Against Property

    Unlock Property Value
    Up to ₹10 Crore

    Get maximum market value against residential, commercial or industrial property. Flexible repayment tenure up to 15 years with low EMIs.

    From 9% p.a.
    Low interest rates
    Up to 70% LTV
    Of property value
    Keep Property
    You retain ownership
    20 Year Tenure
    Comfortable repayment
    3D LAP Finonest Mascot Character
    ₹10Cr
    Max Loan
    70%
    Max LTV
    9%
    Starting Rate
    Accepted Properties

    Which Properties Qualify?

    Residential Property

    House, flat, apartment

    Commercial Property

    Office, shop, warehouse

    Industrial Property

    Factory, plant, complex

    Mixed-Use Property

    Residential-cum-commercial

    Quick Stats

    LAP at a Glance

    Loan Amount
    ₹5 Lakh – ₹10 Crore
    Interest Rate
    8.75% – 14% p.a.
    LTV
    Up to 70%
    Loan Tenure
    5 – 20 Years
    Processing Fee
    0.5% – 1%
    Approval
    48–72 Hours

    Eligibility Criteria

    • Indian Resident aged 21–70 years
    • Property owner (self or joint)
    • Minimum income: ₹25,000/month
    • Good credit score (650+)
    • Property should be clear-title
    • Business/Employment proof

    Documents Required

    • Identity Proof (Aadhaar, PAN)
    • Address Proof
    • Income Proof (ITR / Salary slips)
    • Bank Statements (last 12 months)
    • Property documents (title deed, etc.)
    • Valuation report from approved valuer

    Unlock Your Property's Value Now

    Get up to ₹10 Crore against your property without selling it. Rates from 8.75% p.a., approval in 48–72 hours.